Australia operates under a universal healthcare system funded by taxpayers called Medicare, which provides free or subsidized treatment in public hospitals and subsidized doctor visits. If you do not have private hospital insurance as a higher-income earner, you are not denied emergency medical care, but you may be subject to the Medicare Levy Surcharge (MLS) tax penalty at tax time. Choosing not to purchase private hospital cover before turning 31 also triggers lifetime health cover loading penalties if you join later.
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