What credit score is needed for Westgate Mortgage?

Written by Editorial Team | Last Updated: August 2026

Westgate Mortgage provides comprehensive residential home loan options with flexible underwriting criteria designed to accommodate diverse borrowers. For conventional mortgage loans, borrowers typically need a minimum FICO credit score of 620. For government-backed programs such as FHA, VA, or USDA loans, Westgate permits credit scores starting as low as 580, while securing the best interest rates favors scores of 740 or higher.

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