Temporary housing generally counts as any short-term living arrangement utilized while your primary residential home is undergoing major repairs, remediation, or rebuilding following an insured loss, or while transitioning between permanent properties. Common examples include rented furnished apartments, corporate housing suites, extended-stay hotel rooms, or short-term home leases. Under standard homeowners insurance policies, temporary housing expenses are typically reimbursed under loss of use or alternative accommodation clauses, provided the displacement is caused by a covered peril outlined in the policy contract.
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