The largest financial institutions in the United States, measured by total consolidated assets, are anchored by massive national balance sheets. The top five banks are JPMorgan Chase, Bank of America, Citigroup, Wells Fargo, and U.S. Bancorp (or Goldman Sachs, depending on exact quarterly adjustments to asset management and trading inventories). These institutions manage trillions of dollars in commercial and consumer deposits, underwriting vast global loan portfolios.