Pros of travel insurance include financial reimbursement for unexpected trip cancellations, coverage for catastrophic overseas medical emergencies, compensation for lost luggage, and 24/7 travel assistance. Cons include added upfront trip costs, strict exclusions for undeclared pre-existing medical conditions, complex claims documentation requirements, and the fact that basic policies may not cover extreme adventure sports unless special add-ons are purchased.
1 votes
Marked as accepted