The Australian private health insurance market is heavily dominated by a few major players that collectively cover the vast majority of insured citizens. The industry leaders include Medibank (alongside its budget brand ahm), Bupa, The Hospitals Contribution Fund of Australia (HCF), nib, and HBF. These major funds offer diverse tiers of hospital and extras cover, operating through a mix of for-profit corporate structures and large not-for-profit registered health benefits funds.
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