Car insurance in the United Kingdom is legally categorized into three primary tiers of coverage. Third-Party Only (TPO) is the absolute legal minimum, covering injury or property damage caused to other people, but offering zero protection for your own car. Third-Party, Fire and Theft (TPFT) adds protection if your vehicle is stolen or catches fire. Fully Comprehensive is the highest and most popular tier, covering third-party liabilities, fire, theft, and accidental damage to your own vehicle regardless of fault, often including added perks like windscreen repair and courtesy cars.
1 votes
Marked as accepted