Major Australian health insurers aggressively compete for new policyholders by offering lucrative sign-up incentives, typically including 6 to 12 weeks of free cover spread across the policy lifecycle, waived 2-month and 6-month waiting periods on general extras (such as dental and optical), and occasional bonus reward points or electronic gift cards. Providers like Bupa, Medibank, HCF, and ahm frequently roll out these seasonal promotional campaigns to attract customers switching from competing funds.
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