Commercial insurance spans a diverse array of specialized lines tailored to different commercial risks. Prominent examples include Commercial General Liability (CGL) for third-party injuries, Commercial Property Insurance for buildings and inventory, Workers' Compensation for staff job-related medical costs, Commercial Auto Insurance for business vehicle fleets, Professional Liability (Errors & Omissions) for service mistakes, Cyber Liability Insurance for data breaches, and Directors and Officers (D&O) insurance for management protection.
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