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Should I insure myself or my LLC?

Asked by Anonymous Oct 12, 2026 1 views 1 answers
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Answered Oct 13, 2026
You should generally insure your LLC as a distinct legal entity rather than insuring yourself personally for business operations, ensuring that commercial policies list the LLC as the primary named insured. Insuring the business entity protects corporate assets, aligns coverage with commercial liability exposures, and maintains the legal separation between personal and business affairs, whereas personal insurance policies typically exclude commercial business activities.
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