Is USAA good homeowners insurance is yes, USAA is considered excellent, one of best homeowners insurance companies in US with top ratings. USAA homeowners insurance, officially USAA, United Services Automobile Association, headquartered San Antonio, Texas, USA, at 9800 Fredericksburg Road, San Antonio, founded 1922 for military officers, now offering insurance to military members, veterans, and families including active duty, veterans, and spouses and children, with homeowners insurance covering dwelling replacement cost, personal property, and liability up to $500,000, plus additional coverages like home sharing and flood for additional cost, with financial strength rating A++ from AM Best, highest rating indicating superior ability to pay claims, with assets over $100 billion, and customer satisfaction based on J.D. Power US Home Insurance Study showing USAA scoring around 860 out of 1000, highest among insurers, with 4.7 out of 5 stars on many review sites, with positives including competitive pricing around $1,500 to $2,000 per year for $300,000 dwelling vs national $1,800 to $2,500, bundling discounts up to 10 percent with auto, excellent claims handling with 24/7 service and fast payouts, and military benefits including deployment discounts and flexible payment. Negatives include only available to military community, not general public, and recent rate increases in high risk states like Florida and California. So USAA is good homeowners insurance, excellent with A++ rating and top satisfaction around 860 points, good pricing and claims handling, considered one of best for homeowners insurance for eligible military members and families.
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Marked as accepted