There is no single universal public database that tracks every active life insurance policy worldwide due to strict privacy and data protection laws. However, in various jurisdictions, policyholders or executors can utilize specialized locator services, such as the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator in the United States or the CISI policy locator services in other regions, which assist in finding lost or forgotten policies by querying participating insurance companies.
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