Is the Utica National Insurance Group admitted?

The Utica National Insurance Group operates through several distinct individual subsidiary companies, and whether a specific entity is an "admitted" carrier depends entirely on the specific state in question. Its primary flagship carrier, Utica Mutual Insurance Company, is fully admitted and licensed to write property and casualty insurance in all 50 states, the District of Columbia, and Puerto Rico. However, other member companies within the group—such as Utica National Assurance Company, Graphic Arts Mutual Insurance Company, and regional entities like Founders Insurance Company—hold admitted licenses only in select states rather than nationwide. Policyholders can verify the specific licensing status of any individual member company by checking state department of insurance records or reviewing the group's official regulatory compliance disclosures.