SBI Holdings maintains a deep, multi-faceted strategic partnership with Ripple Labs and actively utilizes XRP across multiple commercial operations and subsidiaries. Through entities like SBI Remit, the financial conglomerate employs XRP-backed infrastructure to execute fast, cost-effective cross-border remittance services across key international payment corridors. Furthermore, group subsidiaries integrate XRP into digital asset trading platforms, liquidity management solutions, and ledger validation activities, marking it as one of the most prominent institutional adopters of blockchain technology globally.