Whether your insurance is covered in Canada depends entirely on the specific line of coverage you hold. Domestic auto insurance policies from the United States generally extend basic third-party liability and physical damage protection northward for short trips, provided you secure a non-resident card. However, standard U.S. health insurance plans offer minimal or zero coverage for routine medical care in Canada, making private travel medical insurance essential. Home, pet, and renters insurance policies from foreign countries never transfer across international borders.
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