Traveling without travel insurance is legally permissible for most international trips, but it is financially hazardous and widely discouraged. Without coverage, you are entirely self-insuring against catastrophic risks such as sudden medical emergencies abroad, emergency hospitalizations, ambulance transports, or unexpected flight cancellations. A single severe medical incident overseas can easily generate tens or hundreds of thousands of dollars in out-of-pocket expenses that travelers must pay entirely on their own.
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