Is it legal to drive without insurance in Australia, you cannot legally drive without CTP compulsory third party insurance $400 to $800 per year mandatory for registration covering injury to others $500K to $1M, but you can legally drive without comprehensive $800 to $1,500 or third party property $300 to $500, though not recommended as you risk $10K to $50K out of pocket. In Australia, CTP green slip is mandatory for registration in all states, so car cannot be registered without CTP, and driving unregistered car with no CTP is illegal with fine $500 to $1,000 and demerit points, plus you are liable for $500K injury claims if you injure someone. However, comprehensive and third party property insurance are optional, not legally required, so you can legally drive car with only CTP and no comprehensive or third party property, but if you cause accident damaging others property $20K and your car $20K, you pay $40K out of pocket. For example, if you cause accident damaging other car $30K and your car $20K total $50K, with only CTP you pay $50K yourself, with third party property $400 per year you pay $20K for your car only, with comprehensive $900 per year you pay $0 minus excess $600. So it is not legal to drive without CTP as registration requires CTP, with fine $500 to $1,000 and demerit points, but it is legal to drive without comprehensive or third party property, though financially risky $10K to $50K, so recommended to have at least third party property $300 to $500 per year for $20M cover.
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