High cholesterol is generally classified as a pre-existing medical condition by travel insurance providers if you have received medical treatment, testing, or a change in prescription medication dosage for it within a specific lookback period (typically 60 to 180 days) prior to purchasing your policy. To ensure coverage for related medical emergencies abroad, travelers must secure a pre-existing condition waiver by purchasing their insurance within 14 to 21 days of making their initial trip deposit.
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