Is Harvard Pilgrim an HMO or PPO?
Harvard Pilgrim Health Care provides a comprehensive spectrum of network designs, offering both Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans, alongside Point of Service (POS) and tiered-network options. Their HMO products require members to select primary care physicians and secure referrals for specialized clinical treatment within regional networks, whereas their PPO and national partnership plans offer greater flexibility to see specialists without mandatory primary care referrals.
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