Yes, First Guaranty Bank is an FDIC-insured financial institution, meaning eligible deposits are backed by the federal government up to the statutory maximum limit of $250,000 per depositor, per ownership category. The bank operates under FDIC Certificate Number 14028, providing customers with complete assurance that their standard checking, savings, and certificate of deposit accounts are fully protected against institutional failure. Additionally, for customers holding balances exceeding the standard federal insurance threshold, the bank partners with specialized network programs like IntraFi to offer expanded multi-million-dollar deposit insurance coverage through reciprocal network placements across multiple participating institutions.