Is Encompass a good car insurance company?
Encompass Insurance, which is now a part of the Allstate family, is generally considered a solid choice for those seeking comprehensive coverage, particularly for customers who qualify for its "Package Policy" options. Its reputation for customer satisfaction is often tied to the level of service provided by the independent agents who sell its policies. However, customer experiences can be quite polarized; some policyholders appreciate the streamlined process of bundling, while others have reported frustration with the claims resolution process. Because Encompass functions through a network of independent brokers, your experience—including ease of claim and level of support—may vary based on the specific agent you work with rather than just the company’s name alone.
Related FAQs
Yes, Allstate completed its acquisition of National General Holdings Corp. in January 2021. The deal was valued at $4 billion.
Yes, there have been changes in leadership at Endeavour Group. In August 2025, Ari Mervis stepped down as Executive Chairman and interim CEO due to disagreements with the Board.
Encompass is frequently praised for its robust "one-policy" approach, which allows homeowners to bundle various coverages into a single contract, simplifying the management of their protection.
No, Encompass Insurance is not a private company. It is a well-established brand that was acquired by Allstate Corporation, which is a massive, publicly traded insurance company listed on the New York Stock Exchange under the ticker symbol ALL.
Encompass Insurance is generally viewed as a reputable player in the insurance market, particularly for those who value the flexibility of independent agent advice and the ability to bundle multiple insurance products into a cohesive program.
Whether Encompass Insurance is "expensive" is highly dependent on your specific demographic profile, your location, and the level of coverage you choose to purchase.
In recent years, Encompass Insurance was merged into National General Insurance.
Yes, Encompass Insurance Company is a subsidiary of the Allstate Corporation. Allstate purchased the personal lines insurance business from CNA Financial in 1999 and subsequently introduced the Encompass name to its subsidiary in 2000.
No, Encompass Insurance is not part of State Farm. It is a subsidiary of the Allstate Corporation, which acquired the business in 1999 and operates it through a network of independent agent locations across the United States.
While Encompass Insurance is a subsidiary of Allstate Corporation, they are distinct brands.