No, Ellington Credit Company is no longer classified as a real estate investment trust. While the company spent the earlier portion of its public history operating as Ellington Residential Mortgage REIT and investing primarily in residential mortgage-backed securities, it underwent a major corporate pivot. In April 2024, the company officially dropped its REIT structure, changed its corporate name to Ellington Credit Company, and shifted its core operational mandate toward investing in collateralized loan obligations and corporate credit instruments. This structural transformation altered its regulatory compliance, tax reporting, and asset composition, moving it firmly out of the real estate investment trust category into the closed-end fund sector.