Is Denison State Bank FDIC insured?
Yes, Denison State Bank is a member of the Federal Deposit Insurance Corporation (FDIC). This means that deposits held at the bank are protected against loss in the event of a bank failure, backed by the full faith and credit of the United States government. The standard FDIC insurance coverage limit is $250,000 per depositor for each ownership category at an insured institution. This coverage includes various institutional savings and checking accounts, certificates of deposit (CDs), and money-market deposit accounts. Individual Retirement Accounts (IRAs) are insured separately, and customers can rest assured that their eligible deposits are safeguarded up to these federal limits.
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