Is Cathay Bank a US bank?

Written by Admin | Last Updated: July 2026

Cathay Bank operates fully as an American bank, legally chartered within the United States and headquartered in Los Angeles, California. Established originally to address the financial service needs of early Chinese American immigrant communities, the bank is regulated by American federal and state banking authorities, including the Federal Deposit Insurance Corporation and the Office of the Comptroller of the Currency. Its deposits are federally insured up to statutory limits, and its entire operational, compliance, and governance framework functions strictly under United States banking regulations rather than foreign jurisdictions.

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