Is Australian seniors life insurance good?

Is Australian Seniors life insurance good in Australia, it is okay for seniors 50 to 80 for small funeral cover $10K to $15K, but not best value compared to TAL, AIA for larger cover $500K, with Australian Seniors rated 4.0 stars from 500+ reviews. Australian Seniors, owned by Greenstone, offers life insurance for over 50s with guaranteed acceptance no medical, with funeral cover $10K to $15K costing $30 to $80 per month for 60 to 70-year-old, paying $10K to $15K if you die, with accidental death double, but premiums higher per $1K cover than TAL $30 to $80 per month for $500K for 35-year-old, so $10K cover costing $50 per month is expensive 6% of cover per year versus TAL 0.8% per year. Positive reviews mention easy application no medical, fast claims 7 days for $10K funeral, and helpful service. Negative reviews mention premium increases 10% per year, total premiums may exceed cover $10K after 15 years paying $50 per month = $9K, and cover not indexed. For seniors needing small funeral cover $10K to $15K with no medical, Australian Seniors okay with 4.0 stars, but for $500K cover, TAL, AIA, Zurich better value $80 to $150 per month for 60-year-old $500K versus Australian Seniors $50 per month for $10K only. So Australian Seniors life insurance good for over 50s needing small funeral cover $10K to $15K with no medical and guaranteed acceptance, 4.0 stars, but not good value for larger cover $500K, where TAL and AIA better.