Sending money from a United States bank account to domestic or international recipients involves several standard financial transfer methods tailored to speed, cost, and destination requirements. Account holders can initiate traditional domestic wire transfers or international SWIFT wire transfers directly through their online banking portal, mobile application, or by visiting a physical branch location with recipient details like routing numbers, account numbers, and SWIFT codes. Additionally, digital peer-to-peer applications, Automated Clearing House electronic transfers, and specialized third-party international remittance platforms like Wise or OFX provide alternative, cost-effective channels for moving funds securely.