Paying off a BHG loan involves contacting the institution directly to secure an official, up-to-date payoff statement that reflects the exact principal, accrued interest, and any applicable final fees as of a specific calendar date. You can request these figures and execute payments through your secure online borrower portal or by communicating directly with the loan servicing department via telephone. Because many specialty personal and business loans calculate interest in ways that front-load finance charges, obtaining an official written payoff letter ensures that you submit the precise lump-sum amount required to close the account completely without leaving a residual balance that could trigger accidental late fees.