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How much should a $5 million umbrella policy cost?

Asked by Anonymous Oct 12, 2026 0 views 1 answers
Find out How much should a $5 million umbrella policy cost and explore practical information and possible solutions.


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Answered Oct 13, 2026
For a small-to-moderate risk business, a $5 million commercial umbrella liability policy generally costs between $2,000 and $5,500 annually. For personal lines umbrella insurance protecting an individual's personal assets (home and autos), a $5 million policy is much cheaper, typically running between $300 and $700 per year, provided the policyholder maintains the required high underlying liability limits on their primary home and auto policies.
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