To remain eligible for income-tested benefits and supplementary assistance like the Accommodation Supplement in New Zealand, your total cash assets must stay below strict statutory thresholds. For a single person, the cash asset limit is 8,100 New Zealand dollars, while for couples or sole parents, the combined limit is 16,200 New Zealand dollars. Cash assets include money in bank accounts, term deposits, shares, and bonds, but explicitly exclude your primary home, vehicle, KiwiSaver balances, and essential personal household items.
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