Interest rates on savings and time deposits at BDO Unibank vary depending on the specific account type, deposit tier, and currency denomination. Standard peso savings accounts typically yield modest baseline interest rates, whereas time deposit placements offer structured yields that scale upward with longer maturity terms, such as 30 to 360 days. Because interest rates fluctuate in alignment with monetary policy adjustments implemented by the Bangko Sentral ng Pilipinas, depositors should review contemporary bank rate schedules for precise current percentages.