How much legal insurance costs per month in Australia is not like US legal plans, because Australia does not have widespread legal insurance like ARAG, but there are legal expense insurance, union legal cover and professional indemnity that includes legal. For personal legal expense insurance, which covers legal costs for employment disputes, family law, criminal and civil, cost is $15 to $40 per month for basic cover with $20,000 to $50,000 limit, from providers like Legal Insurance Australia and Union Legal Cover via unions like Australian Services Union. For example, union membership $20 to $40 per month often includes free legal advice and representation for employment matters. For motor legal protection included with car insurance, it costs $5 to $15 per month extra and covers uninsured loss recovery. For business legal expense insurance, which covers employment, tax, contract disputes, cost is $30 to $100 per month for small business depending on turnover, from BizCover and Allianz. For professional indemnity which includes legal defence for professionals, cost is $50 to $200 per month for lawyers, accountants and consultants. For home and contents legal cover for disputes with neighbours or builders, it is often included free or $10 per month. Standalone personal legal insurance in Australia is less common than in Europe, where ARAG charges €20 to €40 per month. So in Australia, expect $15 to $40 per month for personal legal expense insurance with $50K limit, and many people get similar cover via union or car insurance legal add-on.
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