Discovery Limited provides comprehensive health, life, and short-term insurance coverage to millions of individual members and corporate employees across South Africa, the United Kingdom, and various international partner markets. By underwriting massive pools of medical, risk, and property-and-casualty policies, the enterprise manages billions of dollars in risk exposure annually, utilizing its behavioral-economics-based Vitality shared-value model to promote healthier lifestyles and mitigate long-term insurance claims payouts.