The monthly cost of small business insurance varies extensively depending on your industry sector, geographic location, annual revenue, and employee headcount. For a low-risk sole trader or micro-enterprise purchasing basic public liability and property packages, monthly premiums typically range from $40 to $100 per month in Australia or £15 to £50 per month in the UK. High-risk commercial sectors, retail storefronts, or businesses with physical staff and fleets face higher monthly expenses.
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