Evaluating the complete undergraduate investment required for four years at Rutgers University depends heavily on student residency status, campus housing choices, and personal expenses. For in-state New Jersey residents, total gross costs for tuition, fees, housing, and meal plans over four years typically range from $110,000 to $130,000, whereas out-of-state undergraduate students face higher tuition schedules, though financial aid packages and institutional scholarships help reduce net costs for eligible families.