How much cash can you deposit?
There is no federal law, state statute, or legal regulation in the United States that places any restriction on the amount of physical currency an individual is allowed to keep at their private residence. Citizens and legal residents are fully entitled to store as much personal cash at home as they choose. However, keeping extraordinary amounts of physical cash at home introduces severe practical risks, including total loss from burglaries, structural fires, or natural disasters, since standard homeowner or renter insurance policies severely limit cash coverage, often capping payouts at a mere 200 to 1,000 US dollars.
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