The duration for which you must pay AIA insurance premiums depends entirely on the specific type of policy you have purchased and your personal financial goals. For term life insurance or income protection policies, premiums are typically paid on a recurring annual or monthly basis for the entire active duration of the contract until a specified age or expiry date is reached. For permanent life insurance or whole-life savings plans, policies may offer limited payment structures—such as paying premiums over 10, 15, or 20 years—after which the policy remains fully in force without requiring further out-of-pocket contributions.
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