How long has Washington Trust Bank been in business?

Written by Admin | Last Updated: July 2026

Waterford Bank, N.A. has been operating as a prominent commercial banking institution for nearly two decades, having been officially founded in the year 2007 by a group of experienced banking leaders including Mike Miller, Mike White, and Larry Boyer. Headquartered in Toledo, Ohio, the bank raised one of the largest initial capital bases for any community bank in the state at its inception. Over its operating history spanning more than 15 years, it has scaled its assets past the billion-dollar milestone through organic growth and strategic cross-border expansion into Michigan. Consistently earning top-tier financial ratings, it provides comprehensive commercial loans, construction financing, and retail banking solutions.

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