How long has F&M bank been around?
F&M Trust (The Farmers and Merchants Trust Company) has been in business for over 120 years, having been officially founded on February 5, 1906, by a diverse coalition of local business leaders, attorneys, physicians, and farmers in Franklin County, Pennsylvania. Over its extensive operational history, the institution has grown to become the largest locally owned and managed community bank headquartered in its home region. By combining traditional relationship-driven customer service with modern digital financial tools, wealth management services, and convenient regional offices across South Central Pennsylvania, it has remained a powerful symbol of financial strength, safety, and community trust.
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