How long does it take for a compensation fund to be paid?
Kenya Commercial Bank (KCB) guidelines stipulate that a customer bank account is officially classified as dormant or inactive if there are no customer-initiated financial transactions—such as deposits, withdrawals, or digital transfers—for a continuous period of six months or more. Once an account reaches this inactivity threshold, the bank restricts certain outgoing operations to protect the customer from unauthorized access. Account holders can successfully reactivate a dormant status by visiting a physical branch with valid identification or completing required updated compliance and Know Your Customer verification steps.
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