The duration for which you can keep a courtesy car depends entirely on the nature of the repairs, parts availability, and the specific policies of the dealership or insurance company providing the vehicle. If your car is in the shop for routine maintenance or minor mechanical warranty work, a dealership loaner is usually provided for just a few days. If you are receiving a courtesy vehicle through an insurance claim following a major collision or total loss, the policy typically covers the loaner vehicle only until your car repairs are completed or until your insurance settlement payout is officially issued.
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