Proving to an insurance company that a piece of jewelry was genuinely lost requires submitting comprehensive documentation and supporting evidence during the claims process. You must supply an original official valuation certificate or appraisal from a certified gemologist, high-resolution photographs of you wearing the jewelry, original purchase receipts or bank statements, and the original diamond grading report (such as GIA or IGI certificates) if applicable. If the loss involved theft or armed robbery, an official police report and crime reference number are mandatory.
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