How did someone use my debit card without having it?

1st Advantage Bank 12 AMERICAN National Association National Bank&TC 6 Bank of Commerce & Trust 5 BANK OF SPRINGFIELD 11 CAMDEN National Association National Bank 16 Citizens Bank of Cochran 1 Citizens Bank of Winfield 3 Commercial Bank & Trust of Pennsylvania 8 CoreBank 9 First Federal Savings Bank 5 First National Bank of Sparta 4 ONEUNITED Bank 10 Patrons Bank, National Association 1 Pikes Peak National Bank 12 Planters First Bank 2 STIFEL TC National Association 4 Templeton Savings Bank 6 TRUXTON TC 17 Unity Bank of Mississippi 10 Waggoner National Bank 3