Yes, comprehensive international and domestic travel insurance policies generally include coverage for personal belongings, baggage, and travel documents against accidental loss, theft, damage, or delayed delivery by transport carriers. However, travel insurance policies enforce strict single-item limits, maximum aggregate caps, and exclusion clauses for uninsured valuables or cash left unattended in public spaces. If you are traveling with high-end electronics or expensive jewellery, you may need to purchase specific high-value item riders or rely on your home contents portable-effects extension.
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