Many comprehensive MetLife group dental insurance plans do cover dental implants, typically classifying them under major restorative services (Type C care). However, coverage is usually subject to specific waiting periods (often 12 months), frequency limitations (such as one per tooth every 10 years), and coinsurance limits where the plan covers roughly 50% of the negotiated fee after your annual deductible is met, with the remainder paid out-of-pocket.
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