Medicare does not cover 100% of doctor visits or medical expenses. Under Original Medicare Part B, after you meet your annual deductible, Medicare typically pays about 80% of the Medicare-approved amount for covered medical services and doctor visits. You are personally responsible for the remaining 20% coinsurance unless you carry secondary supplemental insurance, such as a Medigap policy or employer retiree coverage, to absorb those remaining out-of-pocket costs.
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