Does every bank have an intermediary bank?

Written by Admin | Last Updated: July 2026

The Bank of China maintains a complex network of branches, and it is common for major branches to have their own unique SWIFT codes to ensure international funds are directed to the correct location. For instance, the Bank of China has numerous SWIFT codes across China, with individual regional branches (such as those in Shaoxing, Fujian, or Dalian) holding distinct codes. However, you should not assume that every single sub-branch has a unique code; it is highly recommended to verify the specific code for the exact branch you are dealing with via the official Bank of China website or a verified SWIFT lookup tool before initiating any international wire transfer.

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