Does AMH own their homes?

Written by Admin | Last Updated: July 2026

AMH evaluates rental applications based on a scoring model that uses data from credit reports to determine eligibility, and while "bad credit" does not necessarily result in an immediate, automatic denial in every case, it does significantly impact the application process. The company requires a VantageScore or a similar report to verify creditworthiness. If an applicant’s credit score falls below certain thresholds, it may result in a higher required security deposit or, in some cases, denial of the application. Additionally, there are specific factors, such as open bankruptcies, that result in an automatic denial. AMH also considers other sources of verifiable income to assess an applicant's ability to meet their financial obligations. Because criteria can be updated at the company's discretion and are subject to local laws, prospective tenants should review the specific rental criteria provided for the home they wish to lease to understand how their particular credit situation will be assessed.

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