Yes, car insurance is strictly mandatory by law across every province and territory in Canada for any vehicle operated on public roads. Every Canadian jurisdiction legally requires drivers to carry a minimum baseline of third-party liability insurance to cover property damage or bodily injuries caused to others, though specific coverage models vary. Some provinces operate under a government-run public auto insurance system, while others rely on private competitive markets. Driving without active insurance carries severe legal consequences, including hefty financial fines, vehicle impoundment, driver's license suspension, and severe long-term penalties.
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