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Public Service Enterprise Group offers eligible employees access to traditional retirement benefits, which can include defined benefit pension options depending on hire date, union representation, and specific benefit selections. PSEG has historically provided structured retirement plans, offering eligible workers options such as cash balance pension components or core employer contributions alongside traditional 401(k) matching programs. While many modern corporations have entirely phased out defined benefit pensions in favor of defined contribution models, utility providers like PSEG often maintain more traditional benefit structures to help attract and retain skilled technical, operational, and engineering talent for critical infrastructure roles. Newly hired employees are typically given structured enrollment materials outlining whether their specific role qualifies for the cash balance pension plan or alternative company-funded retirement contributions designed to ensure long-term financial security upon retirement.
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