Yes, many Rolex owners and high-end watch collectors insure their timepieces to protect against the rising market values and the omnipresent risks of theft, mugging, accidental drop damage, or loss during travel. Because luxury watches are frequent targets for criminals and can easily cost thousands or tens of thousands of dollars to replace, relying solely on baseline homeowner coverage is often insufficient. Owners routinely opt for dedicated scheduled personal article floaters or standalone jewelry insurance policies to ensure they are fully covered both at home and anywhere around the globe.
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